FAQ, financial info, home birth

Insurance Billing

Catchy title, eh? I should probably put a gratuitous baby picture in here to encourage folks to read this one.

Here you go:

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My youngest, circa 2003

For some reason, this photo looks like circa 1890, not circa 2003. Whatever. Cute is cute.

Anyway, just popping on here to let you know the exciting news that I have newly contracted with Cohosh Billing for all of your insurance billing needs. Clients will work directly with the lovely staff at Cohosh to manage their insurance billing.

I understand how important it is to you to be able to use your insurance for your care if you can. Insurance is such a great thing to have. And it’s such a headache. Isn’t that always the way, though? A little pain with your joy. Keeps everyone healthy, strong and on their toes. So, hooray for insurance companies who are willing to cover midwives and out of hospital births! Boo, for how challenging and complicated it all is. My goal is to minimize the pain and suffering as much as humanly possible.

Anyway, as a mostly one woman office (I hope that you will be seeing more of Hanna, though, as the practice grows), who is skilled in many things and takes joy in providing care and running my own business, I have to say that insurance billing is the least joyful thing about my work. It can take an inordinate amount of time to follow up and track everything down, and it’s a task that I’m glad to outsource. Cohosh Billing has it set up so that it doesn’t add to my costs for providing you excellent care. Winning all around! You get your insurance billed, I get to hang out with you and snuggle your babies.

Billing for maternity care cannot happen until after the birth. All insurance bill clients are under the same financial agreement as everyone else in my care. Once you birth, I will submit a document to Cohosh, detailing the services provided to you, with the charges listed in your financial agreement. They will take care of the rest–filing claims, follow-up, and communicating with you about how those claims are processing. Because I am out of network with all insurances, any reimbursement for my care is typically sent directly to the client. If your insurance company should send a check to me, I will promptly refund you that amount.

Cohosh Billing will do a verification of benefits for you, for a minimal charge, to help you to determine if it will make sense to proceed with billing. You may do that as you are deciding to come into care, or soon after you make your decision. To begin that process, head here and click on the yellow “Midwives’ Clients” button near the bottom of the page. This will take you to the information form to fill out to initiate service with Cohosh Billing.

As always, let me know if you have thoughts, questions or concerns.

Here’s another cute baby, as a reward for making it though to the end of the post:

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She’s super smiley nearly a year later

 

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about me

An invitation

It’s a lovely fertile June morning, and I would love to invite you to my deck for a cup of tea and a chat. I’m excited to hear your story, and to share some things I’ve learned with you as well. I’ve worked in the birth professions since 1997 as a doula and childbirth educator, and now as a midwife, Arvigo® practitioner, and an International Board Certified Lactation Consultant. I’ve raised four children of my own, so I have the perspective and experience that goes beyond academic training. I have a heart for new families and all that fertility, pregnancy, birth and parenting entails. Please share your stories in the comments, and I hope you will find some things here to learn, value, and take comfort in.

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home birth

Considering home birth: Part 3

What about the mess?

This question often comes up in a consultation with families considering home birth, and it’s definitely a legitimate concern. Birth comes accompanied by a variety of bodily fluids, and it’s reasonable to be concerned that your mattress or carpeting won’t be wrecked in the process.

The answer is pretty simple: we clean it up, and we’re pretty practiced at it. We will protect your furniture and flooring with under pads from your birth kit, we will have you supply some old towels, and you will end up with one garbage bag and one bag of kinda yucky laundry. We pre-treat and start the laundry for you before we go, so someone will just need to plunk it into the dryer later. Hydrogen peroxide is a miracle worker when it comes to getting blood out of fabric. There’s a bottle of it in your birth kit, but you may want to have more on hand. If you don’t have your own laundry machines, we can talk in your appointment about how to manage this aspect of a home birth.

Next up: pain

 

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home birth

Considering home birth: Part 2

I know no one wants to think about possible complications, and some people even believe that if we talk about complications we will somehow invite them to happen. It seems reasonable, however, to consider this topic carefully when deciding and planning on a home birth. Preparing for something doesn’t assume it will happen, but it allows us the freedom to relax and release that worry, and also for us to feel confident if something unforeseen does happen. Key concepts here are prevention, management, and transfer.

Prevention: From your first prenatal visit, your midwife is thinking about who you are, what are your particular risk factors, and are you a good candidate for a home birth. We partner with you to have a healthy pregnancy and encourage you to eat well, exercise, relax and get good sleep. While we can’t control some outcomes, even if we “do everything right,” we can lower the chances that something will go wrong in the birth if we are mindful about our self-care. (This goes for pregnancy and all of life, including for midwives!). As a partner in your own care, you can assist this process by being honest with your care provider about your health and reproductive history, your lifestyle, and the things that you feel worried or concerned about. Appointments with home birth providers are typically scheduled for 45 minutes to an hour, so you should have plenty of time to share all of your concerns. It is absolutely to your benefit to learn all you can about natural childbirth, so that you can understand the process, and anticipate a likely course of events. Many families do this by reading books; I think an ideal companion to reading is attending an in-person childbirth class that is specifically focused on preparing for un-medicated births. Ask your midwife for local recommendations.

Midwives and other practitioners who work according to the Midwives Model of Care tend to avoid unnecessary intervention, which is another facet of preventing complications. Consumer Reports has recently done a nice job of summing up some of the biggest interventions that are high risk as well as high cost for mothers and babies. In short, interventions introduce additional risk. Sometimes that risk is warranted, as in the case of a mother or baby in distress, but many times that additional risk could be avoided.

Management: Home birth providers are trained in dealing with the typical complications that could happen during birth, including handling of hemorrhage, resolution of shoulder dystocia, suturing perineal tears, and performing newborn resuscitation. Typically, midwives carry an array of supplies to assist in the management of these possible outcomes, such as anti-hemorrhagic medications, IV supplies, resuscitation equipment, and suturing supplies.

Transfer: Fully participating in prenatal care, having lab work and necessary ultrasounds performed can help to show that you continue to be a low-risk candidate, and that it is appropriate for you to plan to birth at home. Transfer of care to a higher level provider with more equipment and tools at their disposal may become necessary at any time in your pregnancy, during labor or in the postpartum. Again, your midwife is trained to continue to gather information and asses for potential risks that may be presenting. There may be something that comes up in your care that requires your midwife to consult with a hospital-based provider, or requires you to be seen by that provider. This may impact the decision to birth at home. Ultimately, everyone’s goal is to have a healthy outcome for mother and baby, so even if it has always been your dream to birth at home, a hospital birth may be the most reasonable option for you. Transfer during labor or in the immediate postpartum may also become necessary, and requires safe transport for mother and perhaps baby, if the birth has already been accomplished. Clients should consider this a possible outcome, and participate in the planning of potential transfer by identifying the closest hospital, and finding out what ambulance company serves your area.

What happens if the cord is around the baby’s neck? I really like this article about this topic. Long story short, a cord around the neck is very common, found in about 1/3 of babies. Dr. Rachel Reed has done a thorough review with thoughtful analysis of this topic. It may be that around the neck is a safe place for the cord to be, so that it doesn’t get compressed while the head is coming through the birth canal.

Hopefully, you feel reassured and confident in planning a home birth, as well as managing possible complications. Feel free to post questions in the comments.

Next: What about the mess?

~photo credit Fox Valley Birth & Baby

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home birth

Considering home birth: Part 1

When I was pregnant with my first baby, I was surrounded by family who had already had babies. I’m aware that this could be both a blessing and a curse, especially if all the family members aren’t on the same page as far as their thoughts and opinions on the options for care for mother and baby. Fortunately for me, my family and my husband’s both are full of people who can respectfully agree to disagree, and the issues that created actual tension were pretty few and far between.

An avid reader, my bedside table was stacked with six or more books at all times, and I read them all during the pregnancy. While I was setting my sights on a vaginal birth without pain medications, I definitely wanted to give birth in a hospital. There were many reasons for this, including concern about complications, a fear that perhaps I would need pain medication once the labor was an actuality and not a mental exercise, and, to be honest, a worry that my home (a rental flat) would be a biohazardous mess that would cause us to lose our security deposit.

When newly pregnant families come to me for a consultation, these are often their top three worries. Typically, one partner is more convinced of the idea of a birth in an out of hospital setting, and the other partner thinks perhaps s/he is in an alternate universe because, doesn’t everyone just go to the hospital to have their babies? I will take up these three common concerns in a series of upcoming blog posts. Stay tuned for information about what if something goes wrong.

~photo credit Fox Valley Birth & Baby